Last updated: January 1, 2025

At Finiacq, your privacy matters. This Privacy Policy explains what information we collect, how we use it, who we share it with, and what rights you have. By using our Site, you agree to the practices described in this policy.

1. Information We Collect

We collect information you provide directly, including:

• Full name, email address, phone number, and mailing address
• Loan type, requested loan amount, and intended use
• Employment status, income, and basic financial information
• Social Security Number (when required by a lender)
• Date of birth and government-issued ID information

We also automatically collect technical data when you visit our Site, including:

• IP address, browser type, and device information
• Pages visited, time on site, and referring URLs
• Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect to:

• Match you with lenders and financial partners in our network
• Process and respond to your loan inquiries
• Communicate with you via phone, email, or text regarding your inquiry
• Improve our services, website performance, and user experience
• Comply with legal obligations and prevent fraud
• Send marketing communications (you may opt out at any time)

3. How We Share Your Information

We share your personal information with third-party lenders and financial service providers in our network who may offer you loan products. These partners have their own privacy policies and are responsible for their data practices.

We may also share information with:

• Service providers who help us operate our Site and business
• Analytics and advertising partners (in aggregate or anonymized form)
• Law enforcement or regulators when required by law
• Successors in the event of a merger, acquisition, or sale of assets

We do not sell your personal information to data brokers or unrelated third parties.

4. Cookies & Tracking

We use cookies and similar technologies to recognize your browser, remember preferences, analyze Site traffic, and serve relevant ads. You can control cookies through your browser settings, though disabling cookies may affect some Site functionality.

We may use third-party analytics services (such as Google Analytics) that collect usage data on our behalf. These services are governed by their own privacy policies.

5. Credit Inquiries

When you submit a loan inquiry, lenders in our network may pull your credit report. Finiacq itself performs only a soft credit pull (if any) during the initial matching process, which does not impact your credit score. Hard inquiries by lenders may affect your credit score and will be disclosed before any lender proceeds.

6. Data Security

We use industry-standard security measures — including SSL encryption, access controls, and secure server infrastructure — to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. You may request deletion of your data at any time (see Your Rights below).

8. Your Rights

Depending on your state of residence, you may have the right to:

• Access the personal information we hold about you
• Correct inaccurate or incomplete information
• Delete your personal information (subject to legal requirements)
• Opt out of marketing communications at any time
• Opt out of the sale or sharing of personal data (California residents — CCPA)

To exercise any of these rights, contact us at help@finiacq.com.

9. California Residents (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and shared, the right to delete your data, and the right to opt out of the sale of personal information. To submit a CCPA request, email us at help@finiacq.com with the subject line "CCPA Request."

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy periodically. When we do, we will revise the "Last updated" date at the top of this page. We encourage you to review this policy regularly.

12. Contact Us

For privacy-related questions or requests, contact us at:

Finiacq — Privacy Team
28 Valencia Street, New York, NY
help@finiacq.com
+1 200.984.5611